In today’s rapidly evolving digital banking environment, UAE residents rely heavily on fast, secure, and reliable card-based transactions. Whether it’s managing daily expenses, paying utility bills, shopping online, or withdrawing cash, the FAB Debit Card has become an essential financial tool for customers across the Emirates. As the largest bank in the UAE, First Abu Dhabi Bank (FAB) issues a wide range of debit cards designed for convenience, security, and seamless digital integration.
With tens of thousands of transactions processed daily, FAB debit card users frequently search for essential information such as:
How to check FAB debit card balance?
How to activate or block the card?
How to use the FAB Mobile App for card management?
What are the withdrawal limits and charges?
This comprehensive guide — created for UAEBANKBALANCE.COM, a trusted UAE financial information source — explains everything you need to know about the FAB Debit Card.
Read More: FAB Balance Check
What Is the FAB Debit Card in the UAE?
A FAB Debit Card is linked directly to your savings or current account with First Abu Dhabi Bank. It allows customers to access funds instantly and securely through:
ATM withdrawals
POS transactions
Online purchases
FAB Mobile App
FAB Internet Banking
International transactions
FAB debit cards are issued automatically when opening:
FAB Savings Account
FAB Current Account
FAB Elite Account
FAB Islamic Accounts
FAB Ratibi or other payroll-linked accounts
The debit card operates on Visa or Mastercard networks, ensuring global acceptance across ATMs and merchant terminals.
Why the FAB Debit Card Is Essential for UAE Banking Customers
The FAB debit card plays a critical role in daily financial management for both residents and expatriates. It is widely used for:
Daily shopping and payments
Online bill payments
Salary access
ATM withdrawals
International travel payments
Mobile wallet integration (Apple Pay, Google Pay, Samsung Pay)
Regular monitoring of transactions and balance is crucial for:
Tracking expenses
Avoiding declined transactions
Detecting suspicious activity
Budgeting and financial planning
Managing salary and monthly commitments
How to Check FAB Debit Card Balance in the UAE
There are four reliable ways to check your FAB debit card balance:
- FAB Mobile App (Recommended)
- FAB Online Banking
- FAB & UAE Switch ATMs
- FAB Phone Banking
Below is a detailed explanation of each method.
1. FAB Debit Card Balance Check Through FAB Mobile App
The FAB Mobile App is the most advanced and preferred method for managing your debit card.
How to check your balance using the app:
Download FAB Mobile App
(Available on Android and iOS)
Register using your mobile number linked to the bank
Set up your login credentials
Open the main dashboard
Select your account linked to the debit card
Your account balance will be displayed instantly
You can also explore:
Recent transactions
Pending payments
Card limits
Debit card settings
Freeze/unfreeze card
PIN reset
Online purchase activation
Why this method is preferred:
Instant updates
24/7 accessibility
Full card controls
High security with biometric login
Fast alerts for transactions and salary deposits
2. FAB Debit Card Balance Check Using ATM
Most FAB customers prefer checking their debit card balance at an ATM.
You can check your FAB balance at:
FAB ATMs
UAE Switch ATMs
Visa/Mastercard-compatible ATMs
Steps:
Insert FAB debit card
Enter your 4-digit PIN
Select Balance Inquiry
Your account balance appears on screen
Optionally print a receipt
Why many customers prefer ATM balance check:
No internet required
Accurate real-time balance
Reliable and universally accessible
Trusted by users who prefer physical banking
3. FAB Online Banking Balance Check
If you’re using a laptop or desktop, FAB online banking provides a complete financial view.
How to check balance:
Visit FAB’s online banking portal
Enter username and password
Navigate to Accounts
Choose account linked to your debit card
View your available balance
Online banking is ideal for customers who want:
Account statements
Transaction history
Debit card settings
Fund transfers
Bill payments
4. FAB Debit Card Balance Check Through Phone Banking
Another offline method is FAB’s 24/7 phone banking system.
Dial FAB Contact Center:
600 52 5500
Select language
Follow IVR menu options
Choose Account Services
Authenticate with card/ID details
Listen to your available balance
This option is best for customers without internet or app access.
FAB Debit Card – Features and Benefits
FAB debit cards are packed with modern features tailored for UAE residents:
Contactless Tap & Pay
Global ATM access
Online purchases
Mobile wallet compatibility
Real-time SMS alerts
Enhanced fraud protection
Chip & PIN security
Instant card lock/unlock
Card limit customization
Free balance inquiry at FAB ATMs
FAB debit cards also support secure digital payments such as:
Apple Pay
Samsung Pay
Google Wallet
PayBy
FAB PayIt integration
FAB Debit Card Balance Check Methods
| Balance Check Method | Internet Needed | Speed | Accuracy | Best For |
|---|---|---|---|---|
| FAB Mobile App | Yes | Very Fast | High | Daily use, digital users |
| ATM Balance Inquiry | No | Fast | Very High | Accurate balance and withdrawals |
| Online Banking | Yes | Fast | High | Detailed statements |
| Phone Banking | No | Moderate | High | Users without smartphones |
Understanding FAB Debit Card Transaction History
Your transaction history helps you track all financial activities.
You can view your history through:
FAB Mobile App
FAB Online Banking
ATM mini statement
Printed statements from branches
History usually includes:
POS purchases
ATM withdrawals
Online payments
International transactions
Pending payments
Service charges
Salary credits (if linked to salary account)
FAB Debit Card Limits, Withdrawals & Charges
Limits may vary based on the card type and account.
Common FAB debit card limits:
Daily ATM withdrawal limit: AED 10,000 – AED 20,000
Daily POS spending limit: AED 25,000 – AED 50,000
International withdrawal charges may apply
To view exact limits:
FAB Mobile App → Cards → Spending Limits
How to Activate Your FAB Debit Card
You can activate your card using:
FAB Mobile App
ATM activation
Calling FAB contact center
FAB Online Banking
The easiest method is through the mobile app.
How to Reset or Change FAB Debit Card PIN
Options include:
FAB ATM → PIN Change
FAB Mobile App → Card Settings → Reset PIN
Phone banking PIN reset
Blocking or Freezing Your FAB Debit Card
If your card is lost or stolen:
Open FAB App → Freeze Card
Or call 600 52 5500
You can request a replacement card from any FAB branch.
International Usage of FAB Debit Card
FAB debit cards are globally accepted.
You can:
Withdraw cash abroad
Pay at POS machines
Shop online
Use contactless payments
Important:
Enable international usage from the FAB Mobile App before traveling.
FAQ – FAB Debit Card UAE
- How can I check my FAB debit card balance?
Use FAB Mobile App, ATM, Online Banking, or Phone Banking. - Does FAB charge a fee for balance inquiry?
Balance inquiry at FAB ATMs is free. - Can I use my FAB debit card internationally?
Yes, after enabling international transactions through the app. - What should I do if my FAB debit card is blocked?
Use the app to unfreeze or visit any FAB branch. - Can I withdraw cash from non-FAB ATMs?
Yes, but charges may apply depending on the network. - How do I reset my debit card PIN?
Through FAB ATMs or the FAB Mobile App. - Can I link my FAB debit card to Apple Pay or Samsung Pay?
Yes, FAB supports major mobile wallets. - Does the FAB debit card work online?
Yes, online transactions are enabled by default for most cards. - What if my balance seems incorrect?
Check pending transactions or contact FAB support. - How do I replace a damaged FAB debit card?
Visit any FAB branch with Emirates ID.
Final Thoughts
The FAB Debit Card remains one of the most reliable, secure, and versatile payment tools in the UAE. From ATM access to online payments and digital wallet integration, it supports the everyday banking needs of millions of residents. Whether you check your balance using the FAB Mobile App, ATM, or online banking, the process is quick and convenient.
As digital banking evolves across the Emirates, FAB continues to lead with user-focused innovations that enhance card security, convenience, and accessibility.
For more guides on UAE banking, cards, salary systems, ATM services, and digital finance, keep exploring UAEBANKBALANCE.COM, your trusted destination for UAE financial insights.
