FAB Bank Branches Across the UAE

First Abu Dhabi Bank (FAB) stands as one of the UAE’s largest and most influential financial institutions, serving millions of customers through a vast network of branches and digital channels. Despite its leadership in digital transformation, FAB continues to maintain a strong physical presence across all seven Emirates — ensuring accessibility for individuals, corporations, and government entities alike.

This guide explores FAB Bank Branches, services, regional coverage, and accessibility, offering readers a clear view of how the bank supports communities from Abu Dhabi to Fujairah.

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FAB’s Nationwide Network: A Snapshot

FAB operates one of the most extensive banking networks in the United Arab Emirates, designed to serve both residents and businesses.

• Total physical branches: ~63 conventional
• FAB Islamic branches: ~8
• Digital/smart branches: ~15
• ATMs/CDMs (Cash Deposit Machines): ~397 across UAE
• Mobile banking units: Deployed for corporate and government events

This vast footprint allows FAB to offer services even in semi-urban areas and industrial zones, where access to financial facilities is essential for day-to-day operations.

1. FAB Branches in Abu Dhabi

As the capital and financial hub of the UAE, Abu Dhabi hosts the largest concentration of FAB branches. FAB’s headquarters is located in Abu Dhabi Global Market (ADGM) — symbolizing the bank’s legacy and leadership in regional banking.

Branch Coverage and Services

Abu Dhabi has over 25 FAB branches, strategically placed to serve individuals, corporates, and government clients. These branches cater to all major services including:

• Retail accounts and personal loans
• Business banking and WPS payroll services
• Wealth management and private banking lounges
• Islamic banking at selected locations

Key FAB Branches in Abu Dhabi

Highlights

• Abu Dhabi branches often feature bilingual staff (Arabic & English).
• ATMs are located at nearly every ADNOC station, mall, and government facility.
• Some branches offer priority queues for senior citizens and People of Determination.

2. FAB Branches in Dubai

Dubai is home to one of the most vibrant banking networks in the country, and FAB plays a key role here with around 16 to 20 branches. From Deira to Jumeirah, FAB ensures convenience for both residents and businesses.

Key Locations

Branch Features

• Many Dubai branches operate until 8:00 PM, supporting after-work visits.
• ATMs are available 24/7 in high-traffic areas such as Dubai Marina, JLT, and City Walk.
• FAB Smart Branches in Dubai offer self-service kiosks and instant debit card printing.

Local Insights

FAB’s Dubai network emphasizes multilingual support — serving a diverse expatriate base with staff fluent in English, Hindi, Tagalog, and Arabic. Business clients also benefit from dedicated trade-finance desks and digital onboarding support.

3. FAB Branches in Sharjah

Sharjah, known for its blend of tradition and commerce, has a steadily growing FAB footprint. With approximately 8 to 10 branches, FAB provides coverage across major commercial and residential districts.

Major Branches

Highlights

• Most Sharjah branches offer extended Friday hours, aligning with the new weekend schedule.
• FAB has upgraded ATMs in Sharjah malls for cash & cheque deposit capability.
• All branches comply with Sharia and conventional banking standards, allowing customers to choose their preference.

4. FAB Branches in Ajman

Though Ajman is the smallest Emirate by size, FAB ensures accessibility with three major branches and several ATM/CDM locations.

Key Locations

Branch Facilities

• Each branch provides dedicated customer-care counters and digital self-service kiosks.
• ATMs across Ajman are integrated with FAB’s real-time locator app, helping users find the nearest open branch instantly.

5. FAB Branches in Ras Al Khaimah (RAK)

Ras Al Khaimah’s growing economy and industrial base are well served by FAB, which operates 2 to 3 full-service branches in the region.

Key Branches

Features

• Business clients enjoy dedicated trade finance officers.
• 24/7 ATMs are available across RAK Mall and Manar Mall.
• Remote areas are supported by mobile service units during government events.

6. FAB Branches in Fujairah

In Fujairah, FAB focuses on supporting both individuals and trading enterprises, particularly in logistics and shipping.

Main Branches

Regional Highlights

• Branches feature fast-track queues for business deposits.
• Fujairah’s coastal economy benefits from FAB’s import/export support via trade finance.
• ATMs and CDMs are placed at harbor and port zones to support maritime professionals.

7. FAB Branches in Umm Al Quwain

Umm Al Quwain, while smaller in population, still enjoys FAB’s services through one main branch and multiple ATMs spread across commercial and residential districts.

Main Branch

Highlights

• The UAQ branch is equipped with automated CDMs for cash and cheque deposits.
• ATMs at petrol stations ensure 24-hour accessibility.
• Staff trained to assist both Emirati clients and expatriate workers with salary and savings accounts.

8. FAB Islamic Branches Across the UAE: Sharia-Compliant Banking with Local Reach

First Abu Dhabi Bank (FAB) has established a strong presence in the UAE’s Islamic banking sector through dedicated FAB Islamic branches across major Emirates, including Abu Dhabi, Dubai, and Sharjah. These branches are specifically designed to provide residents and businesses with a comprehensive range of Sharia-compliant financial products, reflecting the bank’s commitment to ethical, transparent, and customer-centered banking.

Each Islamic branch combines modern banking infrastructure with Islamic principles, ensuring that all financial services comply with Sharia law while offering the convenience and efficiency expected by contemporary UAE residents.

Sharia-Compliant Accounts

FAB Islamic branches provide a wide selection of Islamic current and savings accounts tailored to meet the diverse needs of individual and business clients.

Key features include:

• No interest (riba) earned or charged, in full compliance with Sharia principles.
• Profit-sharing mechanisms where returns are generated from permissible trade and investment activities.
• Multi-currency support for both AED and major foreign currencies, facilitating domestic and international transactions.
• Easy access through digital channels, including FAB Mobile App and Online Banking, allowing customers to monitor balances, transfer funds, or pay bills securely from anywhere in the UAE.

These accounts are designed to provide both flexibility and transparency, making them ideal for UAE residents seeking ethical banking alternatives.

Murabaha-Based Personal and Auto Finance

FAB Islamic branches offer Murabaha-based financing for personal needs, vehicles, and other essential purchases.

Murabaha is a cost-plus financing model approved under Sharia law, allowing customers to:

• Acquire assets without paying or receiving interest.
• Benefit from fixed, transparent profit margins agreed upon at the start of the contract.
• Enjoy flexible repayment plans designed to suit monthly income schedules common among UAE residents.

Whether financing a family car in Dubai, a new home in Abu Dhabi, or personal equipment for business, Murabaha-based finance ensures ethical borrowing and predictable costs without hidden fees or interest penalties.

Islamic Credit Cards and Investment Solutions

FAB Islamic branches also provide Islamic credit cards and investment products, catering to clients who wish to manage their finances responsibly and ethically.

Features of these offerings include:

• Halal credit cards that avoid interest charges and instead operate on fixed fees or Sharia-compliant reward structures.
• Cashback and rewards earned through permissible spending categories.
• Islamic investment accounts offering ethical returns on savings and portfolios, fully compliant with Sharia investment guidelines.
• Opportunities to invest in Sukuk (Islamic bonds) and other Sharia-certified instruments.

These solutions empower residents and investors to grow wealth ethically, whether for personal savings, business investments, or long-term planning.

Governance and Advisory by Certified Islamic Scholars

A key differentiator of FAB Islamic branches is the presence of certified Islamic scholars on advisory boards, ensuring full Sharia compliance and transparency in all operations.

• Each financial product and contract is reviewed and approved by the Sharia Supervisory Board.
• Branch staff are trained to explain product structures, profit calculations, and compliance measures to clients in simple, clear terms.
• Customers receive assurance and trust, knowing that all transactions align with both Islamic principles and UAE regulatory standards.

This governance structure builds confidence for clients, whether they are Emirati nationals or expatriates seeking ethical banking solutions in the UAE.

9. FAB Branch Services and Facilities

Each First Abu Dhabi Bank (FAB) branch across the UAE offers a comprehensive range of services and modern facilities designed to cater to every type of customer — from individuals managing personal finances to corporate clients handling large-scale business operations.

FAB’s nationwide network isn’t just about accessibility; it’s about providing end-to-end financial solutions in a setting that combines traditional banking values with cutting-edge digital convenience.

Personal Banking Services

FAB’s branches serve as full-service financial centers for individuals. Customers can open accounts, apply for loans, or manage day-to-day banking needs with ease.

At any FAB branch, you can:

• Open new savings or current accounts instantly with Emirates ID verification.
• Apply for personal loans, car loans, or mortgages with on-the-spot eligibility checks.
• Request debit and credit cards or replace lost cards immediately.
• Access remittance and currency exchange for international transfers in over 60 currencies.
• Deposit or withdraw cash via counters or Cash Deposit Machines (CDMs) without long waiting times.

FAB also supports digital onboarding — customers can start applications through the app and finalize them at the nearest branch, creating a seamless hybrid banking experience.

Business and Corporate Banking Facilities

FAB’s network is equally powerful for business owners and corporate clients. Dedicated business service desks are available in most major branches, offering solutions such as:

• Business account setup with multi-currency capabilities.
• Corporate loans and asset financing for SMEs and large enterprises.
• Trade finance and letters of credit to support imports and exports.
• WPS (Wage Protection System) payroll services for employee payments.
• Merchant and POS support, enabling businesses to accept digital payments securely.

FAB’s business banking team also assists entrepreneurs in choosing the right financial package for growth — whether that’s for local expansion or international trade operations.

Islamic Banking Counters

FAB’s Islamic Banking division provides Sharia-compliant financial solutions at select branches throughout the UAE. These branches or counters are clearly labeled and staffed by specialists trained in Islamic finance principles.

Services include:

• Islamic current and savings accounts
• Murabaha-based personal financing
• Auto and home financing solutions
• Sharia-compliant credit cards and business accounts

Customers can also consult Islamic finance advisors at these branches for guidance on ethical investment opportunities and zakat contributions.

Wealth Management and Priority Banking Lounges

FAB is known for its exclusive wealth and priority banking services, available at flagship branches in Abu Dhabi, Dubai, and Sharjah.

These private lounges provide a premium experience for high-net-worth individuals and corporate leaders. Facilities include:

• Dedicated relationship managers offering portfolio guidance.
• Customized investment products such as bonds, mutual funds, and savings plans.
• Priority service queues and exclusive branch areas for discreet, efficient banking.
• Financial advisory sessions for estate planning and global investments.

FAB’s goal is to deliver a bespoke banking experience, ensuring every client receives personalized attention aligned with their financial goals.

Digital Banking Zones and Self-Service Kiosks

Many modern FAB branches now feature digital self-service zones — mini banking hubs equipped with interactive kiosks.

Customers can:

• Print account statements or cheques on demand.
• Update Emirates ID details or contact info without queuing.
• Access the FAB Mobile and Online Banking portals on in-branch tablets.
• Perform quick fund transfers between FAB accounts instantly.

This digital-first approach reduces waiting times and empowers customers to manage their finances independently, reflecting FAB’s leadership in smart banking innovation.

ATMs and Cash Deposit Machines (CDMs)

FAB maintains one of the UAE’s largest ATM and CDM networks, strategically placed both inside branches and at external locations like malls, fuel stations, and airports.

At these machines, customers can:

• Withdraw cash 24/7 in AED and select foreign currencies.
• Deposit large sums directly into their FAB account.
• Pay credit card bills or utility payments.
• Instantly check account balances and mini-statements.

FAB also provides multilingual ATM interfaces (English, Arabic, Hindi, and Urdu), ensuring accessibility for the UAE’s diverse population.

Customer Support and Assistance Desks

Every FAB branch features a dedicated customer care area staffed with multilingual representatives who assist with inquiries, service activation, and complaint resolution.

They handle:

• Account updates and verification
• Loan or credit card assistance
• Cheque book or card requests
• International remittance inquiries
• Guidance on FAB app and digital services

For complex requests, branch staff can escalate cases directly to central service departments, ensuring fast and accurate follow-ups.

Accessibility and Inclusive Facilities

FAB’s branches across the UAE are designed to be inclusive and accessible for all customers, including People of Determination.

Accessibility features include:

• Wheelchair ramps and low-height counters for mobility assistance.
• Braille and tactile signage for visually impaired customers.
• Dedicated priority service counters for senior citizens and pregnant women.

FAB’s customer-first approach ensures that every visitor can perform banking transactions comfortably and safely.

Safety and Security Measures

FAB places strong emphasis on customer safety — both physical and digital.

Branches are equipped with:

• 24/7 CCTV surveillance and access control systems.
• Secure teller windows and privacy zones for confidential transactions.
• Digital authentication processes for account verification.
• Regular sanitization protocols to maintain hygiene standards.

Additionally, FAB’s staff undergo continuous security and compliance training to safeguard customers’ assets and personal data.

Specialized Service Counters

In larger branches — particularly in business districts like Downtown Dubai or Hamdan Street Abu Dhabi — FAB offers dedicated service zones such as:

• Loan Application Desks for personal and business financing.
• Credit Card Counters for activation, upgrades, or cancellations.
• Remittance Desks for international transfers and currency exchange.
• Insurance Assistance Desks, supporting FAB Life and Takaful products.

This zoning model ensures smoother service flow and minimizes waiting times, especially during peak banking hours.

Comfortable Customer Experience

FAB designs its branches to reflect the UAE’s modern spirit of hospitality and efficiency. Customers benefit from:

• Spacious, air-conditioned seating areas.
• Complimentary refreshments at select premium lounges.
• Free Wi-Fi connectivity in digital zones.
• On-screen ticketing systems that manage queues effectively.

Each branch aims to provide a welcoming, stress-free environment, turning everyday banking into a smooth and pleasant experience.banks to merge digital efficiency with the human touch of in-branch service.

10. Accessibility and Extended Services

FAB emphasizes inclusive banking across its branches:

• Accessibility for People of Determination: wheelchair ramps, wide counters, and priority assistance.
• Multilingual staff: Arabic, English, Hindi, Urdu, Tagalog, and Malayalam.
• Extended branch timings: 8 AM – 8 PM in select locations like malls.
• Safe & Secure Facilities: CCTV coverage, secure parking, and token-based queuing.

11.How to Find a FAB Branch Near You

Locating a First Abu Dhabi Bank (FAB) branch near you has become easier than ever, thanks to FAB’s advanced digital integration and nationwide accessibility. Whether you live in the heart of Dubai, a residential community in Sharjah, or a quieter region in Umm Al Quwain, FAB ensures you’re always within reach of personalized banking services.

FAB has developed multiple online and offline tools to help customers identify nearby branches, check service availability, and even navigate to the exact location — saving time and ensuring convenience.

FAB Branch Locator on Official Website

The FAB Branch Locator Tool on the official FAB website is the most comprehensive way to find nearby branches and ATMs across all Emirates.
Customers can visit the official site and access the locator from the homepage or the “Contact Us” section.

The tool allows users to:

• Search by Emirate or city (e.g., Dubai, Abu Dhabi, Sharjah)
• Filter by service type, including retail, business, Islamic, or digital branches
• Identify 24-hour ATMs or CDMs (Cash Deposit Machines)
• Check branch timings, which vary during Ramadan and weekends
• Get turn-by-turn directions through embedded map navigation

Each branch listing includes detailed information such as:

• Complete address with building name and street
• Operating hours (morning, evening, or weekend schedule)
• Available services (loan assistance, card issuance, remittance, etc.)
• Direct contact numbers for branch-level inquiries

This locator is particularly useful for customers who travel frequently across Emirates and want to find FAB services on the go.

FAB Mobile App Locator

The FAB Mobile App provides an even smoother experience for smartphone users. Using your device’s GPS, it instantly detects your current location and displays:

• The nearest branches and ATMs
• Distance and estimated travel time
• Live operating status (open, closing soon, or closed)
• Available services like Islamic banking, wealth management, or digital onboarding

Customers can also save preferred branches for quick access in future visits.
The FAB app’s locator integrates with Google Maps and Apple Maps, ensuring accurate navigation right to the entrance — a valuable feature in busy city areas like Deira, Business Bay, or Khalifa City.

Google Maps and Apple Maps Integration

FAB’s branch listings are fully verified on Google Maps and Apple Maps, making them accessible to anyone using navigation apps. By simply searching “FAB Bank near me,” customers can:

• View all FAB branches and ATMs in a visual map format
• Filter by open hours or services
• Read verified customer reviews and branch photos
• Get real-time directions with estimated arrival times

This option is particularly handy for expats and tourists who may not yet have the FAB app installed but need quick access to a nearby branch.

Phone and Chat Assistance

FAB’s 24/7 customer care line also supports customers in locating their nearest branch. By calling 600 52 5500 (UAE) or +971 2 6811511 (international), users can speak with a FAB representative who provides:

• The address and working hours of the nearest branches
• Information about specialized services (e.g., Islamic banking or WPS payroll)
• Directions via SMS or email links

Additionally, FAB’s live chat support on the website or app can send clickable map links, allowing instant navigation assistance.

Pro Tips for Visiting a FAB Branch

To make your visit more efficient, consider these UAE-specific insights:

• Check peak hours: Mornings (9 AM–12 PM) and early evenings (5 PM–7 PM) are usually busier.
• Use digital appointment booking: Some FAB branches allow pre-booking service slots via the mobile app.
• Verify Ramadan and Friday timings: Operating hours often shift, with extended hours on weekends.
• Carry valid Emirates ID or passport for most account or service requests.

Accessibility Features

FAB is also committed to inclusive banking experiences. Many branches listed on the locator are tagged as “accessible,” indicating they provide:

• Wheelchair ramps and low counter service areas
• Tactile signage for visually impaired customers
• Dedicated customer service representatives for People of Determination

These details are displayed directly within the FAB branch locator — ensuring all customers can choose the most convenient and inclusive location.

The Power of Hybrid Banking

FAB’s locator tools bridge the gap between physical and digital banking. Customers can begin a service request (such as a loan or card application) online, and the app automatically recommends the nearest branch to complete verification — a seamless hybrid banking model that defines modern UAE banking excellence.

12. Why FAB’s Branch Network Matters

Even in a digital-first era, physical branches remain crucial in the UAE. FAB’s branch network ensures:

• Direct access to banking for non-digital users
• Personal relationship management for high-net-worth clients
• On-ground business advisory for SMEs
• Support for rural and industrial zones where digital access is limited

FAB’s presence across all Emirates reflects its commitment to inclusivity, innovation, and trust — pillars that have earned it recognition as the Most Valuable Bank Brand in the UAE.

Read More on UAE Banking

For readers exploring UAE banking options, check out:

• Emirates NBD Overview
• ADIB Branches
• Dubai Islamic Bank Branches Near Me
• HSBC UAE Services and Timings

Final Thoughts

FAB’s expansive branch network symbolizes more than convenience — it represents a deep-rooted connection between the bank and the UAE community. Whether in a bustling city like Dubai or a serene emirate like Umm Al Quwain, FAB ensures every customer experiences world-class service and seamless access to financial solutions.

With over 60 branches, 390+ ATMs/CDMs, and 24/7 support, FAB continues to stand as a pillar of accessibility, progress, and trust — powering the UAE’s economic future one branch at a time.